The first step in the home buying process is to select a real estate professional that can assist you.

The second step is to review your finances and determine how much house you can afford.  This step is usually completed with your bank or other mortgage personell,  by getting “pre-qualified”  for a loan.  The purpose of this step and its importance is so that you do not waste your time looking for homes that are over your budget and unattainable.  On the other hand, this step may provide you with the news that you can afford a more-expensive home that you initially thought.  Better to know up front what price range you  fall into and eliminate disappointments.     ( Example.   I love the house that cost $500,000, but I can only afford a $200,000 price home)